Commercial & Construction Loans

Are you looking for a commercial mortgage broker?

Are you looking for commercial financing?

Do you want to refinance a commercial project?

If you’re looking to expand your business, change location, or even start a new venture, one thing is for certain: you’re going to need funding. In order to handle your expenses effectively and efficiently, we recommending finding a commercial mortgage that’s tailored to your needs. We have a network of institutional as well as wholesale commercial mortgage lenders that are experienced in commercial mortgage and commercial mortgage refinancing.

Packaging and presentation can often make the difference between a lender considering the deal or rejecting it. We analyze your information and present it in a positive way maximizing your chances for approval.


Commercial Financing At-A-Glance:

Commercial Mortgage Loans:

Commercial mortgage loans for both owner-occupied and investor properties available. Get access to commercial lenders from both bank and non-bank assets, with flexible commercial financing and low fixed-rates, 20 year terms, higher LTVs and efficient closings.

Commercial Property Loans:

Specialized commercial property loan options provide professional investors, developers or experienced owner occupiers with simple commercial loans and the financial freedom to manage your investment the way you want to.


Commercial Real Estate Loans:

Highly targeted apartment financing solutions available to meet your borrowing needs and investment objectives. 20 year fixed-rate programs available.

We also offer commercial mortgage financing for non traditional commercial situations. Call us to learn more.

We can also help you seek out appropriate fixed or variable commercial mortgage rates for a wide variety of commercial properties.

  • Multi-Family Housing and Apartment Buildings
  • Mixed Use Properties
  • Self-Storage facilities
  • Retail Plazas
  • Office Buildings
  • Warehouse and Light Industrial Properties
  • Special Purpose and Unique Venues
  • Hotels and Motels
  • Restaurants
  • Health Care Facilities, including Assisted Living, Nursing and Retirement Homes
  • Golf Courses
  • Gas Stations
  • Non Profit Housing
  • Apartments ( Conventional and CMHC )
  • Condominiums ( Conventional, CMHC insured )
  • Residential ( Single, Semis, Links, TownHomes )
  • Servicing Loans ( Land, Hard and Soft Cost )
  • Land ( Purchase, Refinancing )

Here is a more complete list of the all the different types of construction financing we deal with so you can immediately tell if we are able to assist you with your unique residential or construction project.

  • Land Acquisition
    • Bare Land Undeveloped
    • Bare Land Partially Developed
    • Subdivided Lots Serviced
    • Subdivided Lots Unserviced
  • Site Development
    • Landscaping
    • Road and Sewer
    • Utilities
  • Building Construction
    • Renovation
    • Addition
    • New Construction
  • Construction Bridge Loan
    • Project Cost Overruns
    • Project Extras
    • Construction Loan Termination
  • Construction Inventory Financing
    • Completed Condo Units
    • Completed Single Dwelling Units
  • Construction Financing Take Out Loans
    • Long Term Term Mortgages
    • Short Term Transition Loans

The challenges with construction financing relate directly with all these different stages and states of construction.  Each one has a different associated level of risk and each can require a different lender.

For even the most basic of new construction projects, the builder or property owner will secure a mortgage to purchase the a subdivided, fully serviced lot that is ready for construction.  Based on the paid in equity in the property, a construction loan for building is secured as a second mortgage against the property.  Once the project is complete, a third mortgage is secured to payout the first two by a long term take out mortgage.

More complex projects will require additional forms of construction financing at certain stages.

And many times some combination of expected events, poor project costs, and sub optimal project management lead to still other interim funding requirements.

To properly accommodate all these different potential customer requirements, we stay focused on a particular geography and develop relationships with as many relevant construction lenders as we can find in order to service our customer.


The major benefits to our customers are as follows:

  • Less time spent scrambling for money
  • Less money wasted on financing fees and lender due diligence costs
  • Less project disruption
  • Faster cash flow problem resolution
  • Higher probability of projects being completed on time and in budget.
  • Much less stress

 

If you’re planning a construction project that requires financing or are trying to get an existing project back on track, I recommend that you contact me today or give me a call at 416-402-7264, so that I can quickly assess your situation and provide the most relevant options for your consideration.

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