Privacy Policy

Protecting your privacy is very important to us. Our goal is to treat the personal information you furnish us with the utmost respect and in accordance with this Privacy Policy. Please read on for details about our practices for handling and securing your personal information.

By accessing, using and/or downloading materials from this Site, you agree on your own behalf and on behalf of each person on whose behalf you act to the terms of this Privacy Policy.

Information specific to certain products or services from this site can be found as additional privacy information we include when discussing that product or service. This information is provided as an addendum to this policy, as various laws or the nature of those products or services may require additional description and disclosures. In addition, when you provide your personal information to us in an on-line request for one of our products or services, more specific details on how we may use and treat that information may be provided with the request. We encourage you to read this information, as well as the posted privacy policies of other web sites you visit.

What Information Do We Collect?

Anonymous browsing

You can visit this Site without telling us who you are or revealing any information about yourself, including your e-mail address. In this case, our Web server may collect the name of the IP address you used to access the Internet and the web site you came from and visit next. This information is used by me and my business partners to measure the number of visits, average time spent, page views, and other statistics about visitors to this Site in general. We may also use this data to monitor site performance, for systems administration purposes, to make this Site easier and more convenient to use and to report information in aggregate form to our advisers (e.g. how many visitors log in to this Site).


Many Web sites use a technology called cookies to provide you with tailored information. A cookie is a tiny element of data that a Web site can send to your browser, which may then be stored on your hard drive so you can be recognized when you return to a particular Web site. You may set your browser to notify you when you receive a cookie.

We do not use “COOKIES” to track your use of our website at the present time.

Personal Information Collection

There are times when we may ask you for or you may choose to provide information about yourself and your business to assist us in meeting your various needs. This information may be used for the purpose of providing you with products or services you have requested, servicing your account, improving our services, developing and / or informing you of additional products or services provided by MSF, or answering questions you may have. To provide these services, we may need to ask you directly to provide, among other things, your name, mailing address, postal code, phone number.

Communication of Your Personal Information to our agents and Third Parties

When you provide information to us, we may communicate and disclose your information to our agents, and we and our agents may communicate and disclose your information to other third parties, for the purpose of fulfilling, servicing and completing your requests and the transactions related thereto. These third parties may be in Canada or in other parts of the world.

We may also aggregate statistics that we gather about our customers, sales, traffic patterns, and products and services and provide these statistics to third parties; however, when we do, these statistics will not include any personal information that identifies individuals. All reasonable measures have also been taken so that the information you provide to us will not be used by our agents or third parties for purposes other than those indicated herein.

We may also use, disclose and communicate your personal information if required to do so by law including by an order of any court.

In the event that we disclose your personal information to an  third party, and if you give your consent to such person to collect, use, disclose or communicate such information for new or different purposes than those set out in this Privacy Policy, then you agree that, to the extent permitted by law, such person may collect, use, disclose and communicate such information for those purposes as well as for those set out herein.

How Do You Access and Update Your Information?

A copy of the personal information you provide to us and which we retain is kept on our servers? You can access and notify us to update the personal information you have provided to us. Also, you may request that we modify or delete information we have gathered during your visit by contacting us.

How is Your Information Secured and Protected?

We use encryption and/or authentication tools among other methods to protect certain web-based personal information. E-mails you send us are not necessarily secure when they are transmitted to us. If your communication is sensitive or includes confidential information, you may want to provide it by post or via the telephone instead.

What if We Change Our Privacy Policy?

We reserves the right to modify or supplement this Privacy Policy statement at anytime. If we make any material change to this Privacy Policy, we will update this Site to include such changes and post a notice of such changes at this Site. Please read any such notice and the new policy statement. Your continued use of this Site or downloading or use of materials from it after we post such notice will constitute your acceptance of the new terms and their application to your use of this Site and the information disclosed for such use, including information previously furnished to us, as if they were the initial terms. However, we will seek your consent if we want to use your personal information for purposes other than those you have agreed to previously.

Website Links

This Site may contain links to other sites, including those of our business partners, vendors and advertisers. While we try to link only to sites that share our high standards and respect for privacy, please understand that we are not responsible for the content of the privacy practices employed by other sites.


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